Clubassistant.com is committed to safeguarding your privacy online. Please read the following policy to understand how your personal information will be treated as you make full use of our many offerings. This policy may change from time to time so please check back periodically.
This policy will let you know:
- What personally identifiable information is collected from you;
- What cookies are and how they are used;
- How your information is used;
- Who is collecting your information;
- With whom your information may be shared;
- What choices are available to you regarding collection, use, and distribution of your information;
- How you can access, update or delete your information;
- How Clubassistant.com treats your personal financial and health-related information;
- The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information;
- How Clubassistant.com protects children's privacy; and
- What else you should know about your online privacy.
NOTICE: Click here for important information about safe surfing from the Federal Trade Commission.
Clubassistant.com collects information in several ways from different parts of our network of web sites.
Some personal information is gathered when you register. During registration, Clubassistant.com asks for your name, email address, birth date, gender, zip code, occupation, industry and personal interests. The more information you volunteer (and the more accurate it is), the better we are able to customize your experience. Once you register you are no longer anonymous to Clubassistant.com - you are given a Clubassistant.com ID and are able to take full advantage of Clubassistant.com's many offerings.
What are cookies and how does Clubassistant.com use them?
(2) Estimate our audience size. Each browser accessing Clubassistant.com is given a unique cookie which is then used to determine the extent of repeat usage, usage by a registered user versus by an unregistered user, and to help target advertisements based on user interests and behavior.
(3) Assist merchants in Clubassistant.com Stores to track visits to and business at their stores, and to process the items in your shopping basket. This information collected by cookies is sometimes called "clickstream" or "click trail" and may also describe which pages you have seen in each merchant's store.
(5) Measure certain traffic patterns, which areas of Clubassistant.com's network of web sites you have visited, and your visiting patterns in the aggregate. We use this research to understand how our users' habits are similar or different from one another so that we can make each new experience on Clubassistant.com a better one. We may use this information to better personalize the content, banners, and promotions that you and other users will see on our sites.
Advertising networks that serve ads onto Clubassistant.com may also use their own cookies.
Clubassistant.com also collects IP addresses for system administration and to report aggregate information to our advertisers. In addition, Clubassistant.com Mail includes IP addresses in outgoing mail message headers.
How does Clubassistant.com use my information?
Clubassistant.com's primary goal in collecting personal information is to provide you, the user, with a customized experience on our network of sites. This includes personalization services, interactive communications, online shopping and many other types of services, most of which are completely free to you. In order to provide services free of charge, we display advertisements. By knowing a little about you, Clubassistant.com is able to deliver more relevant advertisements and content, and hence better service, to you.
In our role of delivering targeted advertisements, Clubassistant.com plays the middleman. Advertisers give us an advertisement and tell us the type of audience they want to reach (for example, males over 35 years old). Clubassistant.com takes the advertisement and displays it to users meeting that criteria. In this process, the advertiser never has access to individual account information. Only Clubassistant.com has access to individuals' accounts. This kind of advertisement targeting is done with banner ads as well as promotional email through Clubassistant.com Delivers. You will only receive special offers via email from Clubassistant.com if you have indicated in your account preferences that you would like to receive them. You can change your account preferences at any time.
Clubassistant.com does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our server log files or from surveys. We do this to better understand and serve our users. This research is compiled and analyzed on an aggregated basis. Clubassistant.com may share this aggregated data with advertisers or business partners.
Who is collecting information?
When you are on a Clubassistant.com site and are asked for personal information, you are sharing that information with Clubassistant.com alone, unless it is specifically stated otherwise. For example, some Clubassistant.com services, like Clubassistant.com Travel, are offered in conjunction with a partner company. In order to provide this co-branded service to you, it is necessary for us to share your personal information with our partner company. If data is being collected and/or maintained by any company other than Clubassistant.com, you will be notified prior to the time of the data collection or transfer. If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service.
Promotions that run on Clubassistant.com may be sponsored by companies other than Clubassistant.com or may be cosponsored by Clubassistant.com and another company. Some or all data collected during a promotion may be shared with the sponsor. If data will be shared, you will be notified prior to the time of data collection or transfer. You can decide not to participate in the promotion if you don't want your data to be shared. Currently, most Clubassistant.com promotions are limited to US or North American residents.
Please be aware that Clubassistant.com advertisers or web sites that have links on our site may collect personally identifiable information about you. The information practices of those web sites linked to Clubassistant.com are not covered by this privacy statement.
With whom does Clubassistant.com share my information?
As a general rule, Clubassistant.com will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Service or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared. The following describes some of the ways that your information may be disclosed.
Business Partners & Sponsors: Clubassistant.com may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data. Details of shared use can be found in specific Terms of Service or Use Agreements, and sweepstakes and promotions rules. Some or all data collected during a Clubassistant.com promotion may be shared with a sponsor. If personally identifying data about you will be shared, we will tell you before we collect or transfer the data.
Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give Clubassistant.com permission to transfer your personal information to the sponsor so they can fulfill your request. In many instances, only your email address will be shared. If more information will be shared with the sponsor, you will be notified prior to the transfer.
Clubassistant.com Stores & Shopping: If you make a purchase from a store hosted by Clubassistant.com Store, or a merchant in Clubassistant.com Shopping, the information obtained during your visit to those stores, and the information you give such as your credit card number and contact information, is provided to the merchants. This is to enable transactions to take place.
Merchants listed in Clubassistant.com Shopping or site or in Clubassistant.com Stores have separate privacy and data collection practices. Clubassistant.com has no responsibility or liability for these independent policies. For more information regarding the merchant, their store, and their privacy policies, return to that store's home page and click on their Information link.
Clubassistant.com Auctions: On the Clubassistant.com Auctions site, we currently provide the information necessary to facilitate the auction transaction between the buyer and the seller.
From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt-in to receive information from these third parties, Clubassistant.com will (with your permission) share your name and email address with them .
Third Party Data & Data in the Aggregate: Under confidentiality agreements, Clubassistant.com may match user information with third party data. Also, Clubassistant.com discloses aggregated user statistics (for example, 45% of our users are female) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.
Other: Clubassistant.com may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Clubassistant.com's Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) Clubassistant.com's rights or property, other Clubassistant.com users, or anyone else that could be harmed by such activities. Clubassistant.com may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.
What are my choices regarding collection, use, and distribution of my information?
Clubassistant.com may, from time to time, send you email regarding our products and services. In addition, if you indicated upon registration that you are interested in receiving offers or information from Clubassistant.com and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you. Only Clubassistant.com (or agents working on behalf of Clubassistant.com and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply tell us when you give us your personal information. Or, at any time you can easily edit your Clubassistant.com Account Information to no longer receive such offers and mailings. You will need your Clubassistant.com ID and Password in order to access your Clubassistant.com Account Information
On some types of Clubassistant.com promotions, we will ask for your email address in order to update you on your score, entries, and status in prize drawings. When you participate in these types of promotions, you automatically receive promotion-related email, unless you choose the no-email option that some promotions offer. Occasionally these promotion-related email messages may include targeted advertisements.
You also have choices with respect to cookies. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies you will be unable to use those Clubassistant.com services that require registration in order to participate. These services include (but are not limited to): Clubassistant.com Mail, My Clubassistant.com, Calendar, Chat, Message Boards, and creating a portfolio in Clubassistant.com Finance. You can still use Clubassistant.com Shopping and Clubassistant.com Auctions and many other Clubassistant.com sites even if you do not accept cookies.
Clubassistant.com does not sell or rent user information to anyone. We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.
What is Clubassistant.com's policy on allowing me to update, correct, or delete my personally identifiable information?
You may edit your Clubassistant.com Account Information and your public Clubassistant.com Profile at any time by using your Clubassistant.com ID and password.
Your Clubassistant.com account can be deleted or deactivated, but doing so will result in not being able to access any members-only area of the Clubassistant.com network, including your Clubassistant.com Mail account (if you have one). If you saved the confirmation email you received when you first created your Clubassistant.com account, you can use the URL provided in that message to delete your account at any time. Residual information will remain within our archive records.
How does Clubassistant.com protect my personal financial and health-related information?
Keeping your personal financial and health-related information private is vitally important to us. As with all information, Clubassistant.com will never rent or sell your personal financial or health-related information. This includes information kept in your Clubassistant.com Portfolio or from any Clubassistant.com Health assessment tools.
If you use Clubassistant.com Online Banking Access, Clubassistant.com will work with your financial institution to present your account balances and history to you on your customized Clubassistant.com pages. In order to present your financial information to you, Clubassistant.com receives that information from your financial institution in an encrypted format and presents it to you over a secure-server. Clubassistant.com Online Banking Access is regu larly updated. Clubassistant.com encrypts this data and stores it on our secure servers.
Knowing that you use certain services or features may help us to offer you better and more relevant content and advertisements. But as with all personally identifiable information, we do not make this available to any third parties without your permission. Any user statistics that we may provide to prospective advertisers or partners regarding financial product or service usage on Clubassistant.com are provided in the aggregate only and do not include any personally identifiable information about any individual user.
Please note that there are several places on the Clubassistant.com network of Web sites where you can transmit credit card information in order to complete a purchase transaction or for verification purposes. Any time we ask for a credit card number we transmit that credit card number in an encrypted format. We use industry-standard, SSL (secure socket layer) encryption.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Your Clubassistant.com Account Information and Clubassistant.com Profile are password-protected so that you and only you have access to this personal information. You may edit your Clubassistant.com Account Information and Clubassistant.com Profile by using your Clubassistant.com ID and password.
We recommend that you do not divulge your password to anyone. Clubassistant.com will never ask you for your password in an unsolicited phone call or in an unsolicited email. Also remember to sign out of your Clubassistant.com account and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe.
Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Clubassistant.com cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
What about children's privacy?
Children should always ask a parent for permission before sending personal information to anyone online. Clubassistant.com does not share personal information about users under the age of 13 with third parties and we do not sell or rent personal information about any of our users, regardless of age. In addition, Clubassistant.com will not send any direct email offers to users who indicate they are under the age of 13.
What else should I know about my privacy?
Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through email, or in chat areas - that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return.
Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you're online.
- Electronic Frontier Foundation - a civil liberties organization working to protect your rights online.
- Electronic Privacy Information Center - established to focus public attention on emerging civil liberties issues relating to the National Information Infrastructure.
- Privacy Issues Page - from the Center for Democracy and Technology (CDT).
- The EPIC Cookies Page - definitions, links, and news.
- How to Protect Your Privacy - information from the Federal Trade Commission.